Variety of Lending Products

Financing Aligned with Business Objectives

Select the funding structure that aligns with your current operational stage and cash flow requirements.

Working Capital

Business Term Loan

Term loans are great for any project that needs to follow a predictable budget and for which a larger amount of capital is required.

Book A Consultation

Fixed repayment schedule

Larger capital amount

Flexible loan amounts

Day-to-Day Operations

Line Of Credit

Flexible funding for daily operations and growth. Draw what you need, pay interest only on what you use. Perfect for seasonal cash flow or transitional periods.

Book A Consultation

Draw only what you need

Interest on balance only

Revolving access

New Business Venture

Start-Up Loan

Launch capital for new ventures. Designed for entrepreneurs without established business history. We work with your business plan and personal financial profile.

Book A Consultation

For new business owners

Plan-based approval

Personal guarantee options

Let's find the right financing for your business

Contact Novato Lending today to discuss your funding options. We'll work with you to secure the capital you need to move forward.